Wind Mitigation · Impact Windows & Roofs
Stronger Against Wind. Documented for Your Insurer.
Florida insurers have to offer discounts for features that reduce wind damage. We install the upgrades a wind mitigation inspection looks for, impact windows and doors and roof upgrades, and gives you the product paperwork for your inspection.
- Miami-Dade NOA for every product
- Paperwork for your inspection
- Hablamos español
What Is a Wind Mitigation Inspection?
A wind mitigation inspection documents the features of your home that help it resist hurricane winds. The inspector fills out Florida's official form, the OIR-B1-1802 (Uniform Mitigation Verification Inspection Form). You give it to your insurance company, which uses it to decide which wind discounts or credits apply to your policy.
- The current version of the form took effect on April 1, 2026.
- A completed form is generally valid for up to 5 years, as long as nothing material about the home changes.
- Florida insurers must accept forms signed by qualified inspectors. These include licensed home inspectors with the required training, building code inspectors, licensed general, building or residential contractors, professional engineers and architects.
The 9 Things the Form Documents
- 1Building code
Which Florida Building Code the home was built under.
- 2Wind speed region
The design wind speed for your area (Miami-Dade and Broward counties are the High-Velocity Hurricane Zone).
- 3Roof slope
- 4Roof covering
The roof's product approval and the year it was installed.
- 5Roof deck attachment
How the roof deck is fastened to the framing.
- 6Roof-to-wall attachment
How the roof is tied to the walls, such as clips or straps.
- 7Roof shape
Hip, flat or other.
- 8Secondary water resistance
A sealed roof deck that helps keep water out if the roof covering is damaged.
- 9Opening protection
Impact-rated or protected windows, entry doors, sliding doors, skylights and garage doors.
The form itself notes that some items may not qualify for a discount. Your insurer decides.
The Upgrades We Install
- Impact windows and doors (opening protection). Miami-Dade approved impact windows, sliding doors and entry doors, installed under the Florida glass and glazing contractor license of Avrax Impact Windows & Doors Corp.
- Roof replacement to current code. A new roof built to current Florida Building Code addresses the roof covering, roof deck attachment and secondary water resistance items.
Paperwork for your inspection. After the job, we give you the product approval (NOA) numbers and the permit information your inspector needs to document the upgrades.
How Much Will I Save?
It depends on your insurance company and your policy. Florida insurers must offer wind mitigation discounts and show them to policyholders, but the amount varies by company, home and coverage. Ask your insurance agent which discounts apply to you before you choose upgrades. We don't promise a dollar amount or a percentage.
Questions
Wind Mitigation Questions
Still have a question? Call (786) 881-3081 or email sales@avraxdevelopments.com — se habla español. We answer Mon–Fri 8am–5pm and Sat 9am–3pm.
What is the OIR-B1-1802 form?
It's Florida's official Uniform Mitigation Verification Inspection Form. A qualified inspector fills it out to document your home's wind-resistant features, and your insurance company uses it to decide which discounts apply. The current version took effect April 1, 2026.
Will impact windows lower my insurance?
They can. Opening protection is one of the items on the form, and insurers must offer discounts for qualifying features. How much you save depends on your insurer and policy. Ask your agent before you decide.
How long is a wind mitigation inspection good for?
Generally up to 5 years, as long as nothing material about the home changes. If you replace the roof or add impact windows, a new inspection can document the upgrades.
Who can do the inspection?
Florida insurers must accept forms signed by qualified inspectors, including licensed home inspectors with the required training, building code inspectors, licensed general, building or residential contractors, professional engineers and architects.
Can I get help paying for these upgrades?
Florida's My Safe Florida Home program offers free inspections and, for eligible homeowners, grants for some upgrades. See our My Safe Florida Home page. Financing available for qualified customers through GreenSky, subject to credit approval.
Upgrades That Are Built to Last,
and Documented.
Tell us about your home. We aim to reply within 1 business day and come out for a free on-site estimate.
Office hours: Mon–Fri 8am–5pm · Sat 9am–3pm · Sun closed · Se habla español.